Montgomery County Homes under $200,000

Montgomery County Homes under $200,000

Welcome to Montgomery County, NY – a hidden gem nestled in the heart of the Hudson Valley! Known for its rich history, stunning landscapes, and vibrant communities, Montgomery County offers a delightful blend of small-town charm and modern conveniences. With its picturesque views of the Catskill and Adirondack Mountains, this region is a haven for nature lovers, outdoor enthusiasts, and those seeking a peaceful retreat from the hustle and bustle of city life.

One of the most enticing aspects of Montgomery County is its affordability, particularly when it comes to housing. For homebuyers on a budget, this county features a variety of charming homes priced under $200,000. Whether you’re a first-time buyer, looking to downsize, or searching for an investment property, Montgomery County has something to suit your needs. From quaint single-family homes with character to cozy townhouses, you’ll find options that provide both comfort and value.

The local communities are warm and welcoming, offering a range of amenities, including parks, shops, and restaurants that reflect the county's unique heritage. With easy access to major highways, commuting to nearby cities like Albany or Schenectady is a breeze, making it an ideal location for those who work in urban areas but prefer the tranquility of suburban living.

In Montgomery County, you’ll discover not just a house, but a place to call home. Explore the possibilities today and see how you can become part of this thriving community where affordability meets quality living!

Newest Montgomery County Homes under $200,000

3 Roosevelt Road, Amsterdam
$169,000
3 Beds ⋅ 2 Baths ⋅ 202627487 MLS
SPEC - READY WITHIN 90 DAYS. TO BE BUILT. Welcome to Settlers Crossing, a new homeownership community in Amsterdam. This newly constructed ranch offers approximately 1,250 square feet of single-level living with 3 bedrooms, 2 full bathrooms, and a full basement. The open-concept kitchen, dining area, and living room provide a comfortable and functional layout. The primary bedroom includes a private bathroom, while two additional bedrooms offer flexibility for guests or a home office. Built with energy efficiency in mind, the home features all-electric systems, ENERGY STAR appliances, high-performance insulation, and efficient heating and cooling. The full basement provides generous storage and future possibilities. Settlers Crossing is an affordable homeownership program. This home is offered through the New York State Affordable Homeownership Opportunity Program (AHOP) and is intended for qualified homebuyers who meet program requirements set by New York State Homes and Community Renewal (HCR). Buyers must meet income, education, counseling, lender, and program requirements. Purchase price is fixed.

3 Roosevelt Road, Amsterdam
48 Storrie Street, Amsterdam
$185,000
4 Beds ⋅ 2 Baths ⋅ 202627174 MLS
48 Storrie Street offers the flexibility of a two-family property with a setup that works for both owner occupants and investors. The first floor unit will be vacant, ready for a new owner to move in and make it their own, while the upstairs two-bedroom unit is already rented month to month. Each apartment offers 2 bedrooms, a kitchen, living space and a full bath. Separate utilities for each unit. Outside, you'll find vinyl siding, an unattached one car garage and a manageable backyard. For the owner occupant, the opportunity is straightforward: live downstairs while the upstairs tenant helps offset your housing costs. For the investor, the vacant first-floor unit creates an opportunity to set your own tenancy and add a second income-producing unit to your portfolio. Two units. Four bedrooms. Separate utilities. Multiple ways to make the property work for you. 48 Storrie Street is a practical two-family with options and sometimes, options are exactly what you're looking for.

48 Storrie Street, Amsterdam
81 Ft Johnson Avenue, Fort Johnson
$149,900
3 Beds ⋅ 2 Baths ⋅ 202627108 MLS
Cozy cape with 3 bedrooms, 1 1/2 baths, formal dining room and cozy front porch to relax on. Fruit trees in back yard. New laminate and wood flooring. Nicely landscaped.

81 Ft Johnson Avenue, Fort Johnson
7862 State Highway 5 7862, St Johnsville
$175,000
3 Beds ⋅ 2 Baths ⋅ 202627049 MLS
Lovely home that the whole downstairs has been remodeled. From Oak throughout from the ceiling to the flooring and cabinets, new stone countertops with eat in dining area open to the kitchen. A lovely view of the living room through the open bar area in the kitchen. The old porch was changed over to a mud room, and the full bath with ceramic tile, new wall, sink and tub were added. Back room for storage, extra bedroom or game room as well! Extra bedroom on the first floor for Convience or can be used for office, game room, etc. Two bedroom upstairs leading into a walk-in attic with great storage to boot! This lovely home is on 0.59 average with quiet stream throughout the lawn. Quiet setting just out of the village and minutes to shopping, dr office and healthcare facilities. This one will go quick!

7862 State Highway 5 7862, St Johnsville
171 Flat Creek Road, Root
$169,777
4 Beds ⋅ 2 Baths ⋅ 202626075 MLS
Set on nearly an acre in a beautiful country setting, this spacious 1,924-square-foot home features four bedrooms, two bathrooms, a large family room and kitchen, a swimming pool, a four-stall horse barn, and ample grazing land. Recent updates include a screened-in porch (2026), front deck (2025), carpeting and flooring (2026), a hydrogen peroxide water system, pellet stove (2025), primary heat pump (2025), appliances (2025), house well (2020), barn well (2025), and electric fence. Schedule your private showing today. More updates located in documents

171 Flat Creek Road, Root
355 Burtonville Road, Charleston
$65,000
3 Beds ⋅ 1 Baths ⋅ 202626050 MLS
Discover the tranquility and privacy of 355 Burtonville Road, a unique property situated on approximately 5 acres in Montgomery County, New York. Surrounded by mature woods and natural scenery, this property offers an ideal setting for those seeking space, privacy, and the peaceful atmosphere of rural living. Located within the Fonda-Fultonville Central School District, the property provides access to a well-established local school system while maintaining a secluded country setting. The surrounding area offers a variety of four-season recreational opportunities, including hiking, biking, boating, fishing, and exploring the Mohawk Valley and nearby Adirondack foothills. The property is conveniently located near the communities of Fultonville, Fonda, Amsterdam, and Johnstown, providing access to shopping, dining, schools, employment, and everyday services while preserving the privacy of a wooded rural setting. Nearby attractions include the historic Saint Kateri National Shrine and Historic Site, the Fonda Fairgrounds and Fonda Speedway, and the Erie Canalway Trail and other recreational destinations throughout Montgomery County. The area is also rich in Mohawk Valley history and offers opportunities to explore historic sites, waterways, farms, and local cultural attractions.

355 Burtonville Road, Charleston
8 Spring Street, Fort Plain
$175,000
3 Beds ⋅ 1 Baths ⋅ 202626021 MLS
Looking for a home that gives you space, privacy, and convenience all in one? This charming ranch sits on a full acre right in the village! This lovingly maintained home features an eat-in kitchen, 3 generously sized bedrooms and numerous updates including new LVP flooring in the bedrooms, replacement windows, and a new carport. An 8kw generator provides peace of mind, while the large, dry heated basement offers an abundance of storage and plenty of space for projects, hobbies, or extra room to spread out. Step outside and enjoy the possibilities that come with the spacious yard. Whether you're gardening, entertaining, or simply relaxing, there's room to make the property your own. At the end of the day, sit back on the covered front porch and enjoy beautiful sunsets. A wonderful combination of comfortable one-level living, thoughtful updates, generous outdoor space, and village convenience.

8 Spring Street, Fort Plain
327 E Main Street, Amsterdam
$170,000
6 Beds ⋅ 2 Baths ⋅ 202625977 MLS
Bring your vision to this spacious two-family home offering approximately 2,548 square feet of living space. Each unit features 3 bedrooms plus an additional room, providing the flexibility for a potential fourth bedroom, home office, den, or bonus space. Home features beautiful pocket doors (2 sets on each floor), hardwood floors and new vinyl flooring. Some major updates been completed and others have been started. Kitchens have been updated with new cabinets, counter tops, and appliances. Bathroom renovations have been started. Central air on 1st floor and AC- ready for 2nd floor (just needs a condenser). Newer furnaces, new electric panel and some plumbing. Corner lot, off street parking. This property offers excellent potential for an owner-occupant looking to live in one unit while generating rental income from the other, or for an investor looking to expand their portfolio. Don't miss out on this one! Being sold ''as is.''

327 E Main Street, Amsterdam
2388 New York 30A, Fonda
$98,000
4 Beds ⋅ 2 Baths ⋅ 202625951 MLS
Build Equity in the desirable Fonda-Fultonville School District! This charming home has been lived and loved for generations and is looking for its next chapter. Situated on half an acre, this 2500+ square foot home has tons of space to match your vision. Offering large rooms, hard wood floors, a fenced in back yard and a detached garage, there is so much potential. Bring your ideas to life and restore this home for generations to enjoy. Being sold AS IS.

2388 New York 30A, Fonda
33 Evelyn Avenue, Amsterdam
$174,900
2 Beds ⋅ 1 Baths ⋅ 202625945 MLS
Charming 2-bedroom bungalow with plenty of potential and ready for its next owner! Why pay rent when you can own your own home? This inviting property features a welcoming front porch, a nicely landscaped yard, and a convenient location close to shopping, the hospital, schools, restaurants and more. Whether you're looking to make your first home purchase, downsize, or simply put your own personal touches on a home, this is a great opportunity to build equity and make it your own. Affordable, adorable and full of possibilities--come see what this bungalow has to offer!

33 Evelyn Avenue, Amsterdam
16 Locust Avenue, Amsterdam
$164,900
5 Beds ⋅ 2 Baths ⋅ 202625916 MLS
Here is a single family turn key and vacant with two story . It can potentially use to accommodate owner occupy and other floor is equipped for rental.

16 Locust Avenue, Amsterdam
64 Moyer Street, Canajoharie
$187,000
4 Beds ⋅ 3 Baths ⋅ 202625543 MLS
Welcome to this charming Colonial offering 4 bedrooms and 2½ baths, with the added benefit of being handicap accessible. A covered front ramp provides convenient access to the main entrance, and the garage and carport provide parking for up to three vehicles. Enter through the enclosed front porch into a welcoming interior featuring a spacious living room, formal dining room, and library room. This versatile space offers excellent potential to be converted into a first-floor bedroom, office, or den, depending on your needs. Large windows fill the home with natural light, and impressive woodwork throughout. Off the cozy kitchen is a back room with sliding doors leading to a beautiful back deck as well as the garage. The back deck overlooks a quiet, private, partially fenced and shady backyard--an ideal spot to relax or entertain. The home features replacement windows, new laundry, a full bath upstairs, a half bath downstairs and beautiful original woodwork that adds character throughout. A stair chair for access to the upper level is included with the property and will remain, although it has not yet been installed. A huge, dry basement and a large attic space provide excellent storage and utility space. Conveniently located within walking distance to the school and downtown, and just one minute from NYS Thruway Exit 29, this solid Colonial offers accessibility, charm, space, and a convenient location. This home is a MUST SEE to appreciate!

64 Moyer Street, Canajoharie
Start Your Search

©2019 Global Multiple Listing Service, Inc. The data relating to real estate on this website comes in part from the Internet Data Exchange program of the GMLS. All information is deemed reliable but not guaranteed and should be independently verified. All properties subject to prior sale, change, or withdrawal. Neither listing broker(s), GMLS shall be responsible for any typographical errors, misinformation, or misprints, and shall be held totally harmless from any damages arising from reliance upon these data. IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties they may be interested in purchasing. Data last updated