Rensselaer County Homes under $400,000

Rensselaer County Homes under $400,000

Welcome to Rensselaer County, New York—a hidden gem nestled in the heart of the Capital District. Known for its breathtaking landscapes, rich history, and vibrant communities, Rensselaer County offers a unique blend of suburban charm and easy access to urban amenities. With the majestic Hudson River winding its way through the region, residents enjoy countless outdoor activities, from hiking and biking to boating and fishing. The county is also home to a variety of cultural attractions, including museums, art galleries, and local festivals that celebrate the area’s diverse heritage.

For homebuyers seeking affordability without sacrificing quality, Rensselaer County presents an enticing opportunity with homes priced under $400,000. This price range opens the door to a variety of housing options, including cozy single-family homes, modern townhouses, and charming historic properties. Whether you’re a first-time buyer, a growing family, or looking to downsize, you’ll find that Rensselaer County’s real estate market caters to all lifestyles.

Imagine settling into a welcoming neighborhood where friendly faces greet you, and the sense of community is palpable. With excellent schools, ample parks, and convenient access to shopping and dining, Rensselaer County is not just a place to live; it’s a place to thrive. Plus, with easy access to major highways and public transportation, commuting to nearby cities like Albany and Troy is a breeze.

Explore the diverse offerings of Rensselaer County today and discover your dream home in this captivating region, where affordability meets quality living!

Newest Rensselaer County Homes under $400,000

18 Walter Road, Troy
$319,500
3 Beds ⋅ 1 Baths ⋅ 202627545 MLS
This charming, fully renovated single-family home is tucked into an adorable neighborhood within the desirable Brittonkill school district. Thoughtfully updated throughout, 18 Walter Rd. offers fresh, move-in-ready living with nothing left to do but settle in. The property features a welcoming side porch with beautiful new landscaping. Out back, a large fenced-in yard offers plenty of room for entertaining, play, pets, or simply enjoying the outdoors. Property is being sold AS IS. Property is owned by a NYS licensed real estate broker.

18 Walter Road, Troy
55 Mason Lane, Troy
$199,000
3 Beds ⋅ 1 Baths ⋅ 202627522 MLS
LOCATION LOCATION LOCATION Move-in ready with modern updates throughout! Enjoy country living on a private 1/2-acre treed lot with convenient access to Troy, Albany, Saratoga, and nearby Vermont and Massachusetts. This mobil home with additional features new laminate flooring and tasteful modern finishes. Seperate 3 car garage agreat opportunity for affordable living, homeownership, downsizing, or investment in a peaceful setting with easy access to major routes. Brittonkill schools. Large fenced yard.

55 Mason Lane, Troy
9287 New York 66, Sand Lake
$335,000
5 Beds ⋅ 2 Baths ⋅ 202627512 MLS
Classic solidly built farmhouse with tasteful updates merging the charm of days gone by with modern conveniences. Legal 2 family is ideal for extended family living, rental income, or owner-occupant with passive income potential. Large 1 acre lot for outdoor enjoyment with perennial gardens, greenhouse, solar panels and wood stove for sustainable homesteading. Detached garage is currently being used as artist studio and has many versatile uses. Bamboo floors in Living room, fresh paint makes this beautiful home ready for you to call it yours.

9287 New York 66, Sand Lake
91 11th Street, Troy
$199,900
4 Beds ⋅ 3 Baths ⋅ 202627497 MLS
Three-unit multi-family property located steps from RPI, perfect for owner occupied or investment. The upper units feature commanding/beautiful views of downtown Troy and beyond, hardwood floors throughout, in unit washer/dryer, separate circuit breaker panels, electric and gas meters, separate gas-fired hot water tanks, and wall mounted, gas-fired boilers. Ground floor unit is a blank slate ready to be customized to taste. All appliances offered ''AS IS.'' Taxes are estimated and reflect a basic STAR exemption. Ground floor square footage not included in the total.

91 11th Street, Troy
43 Scott Avenue, Castleton-On-Hudson
$229,000
2 Beds ⋅ 1 Baths ⋅ 202627481 MLS
Welcome to 43 Scott Ave, conveniently located in the Village of Castleton-on-Hudson and within the award-winning Schodack Central School District. This home offers the ease of village living with a walkable location, public water and sewer, natural gas and off-street parking. Inside, you'll find a dedicated dining area, office space, first floor laundry and a versatile mudroom/bonus room providing additional space for everyday living, work, or storage. Enjoy cozy evenings by the pellet stove or relax on the inviting porch, perfect for enjoying your morning coffee, unwinding at the end of the day, or taking in the charm of the neighborhood. The approximately 3-year-old roof offers added peace of mind. Conveniently located near local shops, restaurants, parks, and village amenities, this home offers the opportunity to enjoy comfortable village living with spaces that adapt to your lifestyle. Whether you're a first-time buyer, downsizing, or looking for a home with room to work and grow, 43 Scott Ave is ready to welcome its next owner. Come see all this home has to offer!

43 Scott Avenue, Castleton-On-Hudson
16 114th Street, Troy
$149,000
5 Beds ⋅ 3 Baths ⋅ 202627454 MLS
Bring your vision to this spacious 1863 built home filled with original character, including beautiful woodwork, hardwood floors, soaring ceilings, and a slate roof. In need of TLC, but the space, character and potential are unmatched. This is a rare opportunity to restore a home with more than 160 years of history and make it something truly special once again.

16 114th Street, Troy
828 2nd Street, Rensselaer
$299,900
4 Beds ⋅ 3 Baths ⋅ 202627447 MLS
Solid brick three-family home offers updated units, strong rental potential, and flexible options for both owner-occupants and investors. One unit is currently leased, and the former owner-occupied unit is now vacant and ready for immediate occupancy. Ideal for owner-occupancy with rental income to offset your mortgage Off-street parking for tenants 3 Garage Bays for Additional rental income.

828 2nd Street, Rensselaer
41 New York Avenue, Rensselaer
$239,900
2 Beds ⋅ 1 Baths ⋅ 202627429 MLS
Welcome home to effortless one-level living! Situated in a highly sought-after neighborhood, this charming 2-bedroom ranch is beautifully maintained and move-in ready. From the sunlit living areas to the thoughtful layout, it's designed for easy comfort. Downstairs features a full basement and offers incredible equity potential and is just waiting to be finished into your ultimate hangout spot or workshop. Perfect for first-time buyers, downsizers, or anyone looking for a top-tier location!

41 New York Avenue, Rensselaer
466 1st Street, Troy
$199,000
7 Beds ⋅ 2 Baths ⋅ 202627392 MLS
INVESTMENT OPPORTUNITY! Looking to add an income-producing property to your portfolio? 466 1st St offers a great opportunity with $2,800 in total monthly rental income and established, long-term tenants who would love to remain. Conveniently located directly across from a school, this property offers a desirable location for tenants and the stability of existing occupancy. Whether you're looking to expand your current portfolio or make your first investment, this property is worth a look!

466 1st Street, Troy
24 Glenwood Road, North Greenbush
$310,000
4 Beds ⋅ 2 Baths ⋅ 202627383 MLS
LOCATION!! Little Red School District and LOW TAXES! This charming 4 bedroom/2 full baths is tucked away from it all on a quiet little country setting in the desirable North Greenbush Common District neighborhood. Backing up to a stream and fields, sit on your deck and enjoy watching the wildlife while still being just minutes proximity to restaurants, shopping, schools and HVCC and all it's numerous events! Showings begin Friday 10/2/26 (carport not staying)

24 Glenwood Road, North Greenbush
148 Steve Odell Road, Grafton
$375,000
2 Beds ⋅ 1 Baths ⋅ 202627378 MLS
Escape to your own private retreat! Tucked away on an incredible private parcel, this charming log home offers the peace, privacy and natural beauty so many buyers are searching for. Warm, inviting and full of rustic character, the home features an open-concept first floor with vaulted ceilings that create an airy yet cozy atmosphere. A wood stove adds warmth and charm on those chilly winter days, while a new furnace and new replacement windows provide added comfort and peace of mind. An upstairs bedroom completes this charming cabin retreat. Step outside and discover what truly makes this property special 50+ acres of privacy and natural beauty just waiting to be explored. Whether your perfect day includes hunting, hiking, watching wildlife or simply enjoying the peace and quiet of nature, this property offers endless opportunities to embrace the great outdoors. Located near Grafton Lakes State Park, with convenient access to Vermont and the Capital District, you'll enjoy the best of secluded country living without being too far from everything. Whether you're dreaming of a full-time residence, a weekend getaway or your very own recreational retreat, this is a rare opportunity to make 50+ acres of natural beauty your own. Come experience the tranquility, charm and possibilities this special property has to offer!

148 Steve Odell Road, Grafton
1216 1st Street, Rensselaer
$279,900
6 Beds ⋅ 3 Baths ⋅ 202627365 MLS
Whether you're looking to grow your investment portfolio or make a smart move into homeownership, this spacious Rensselaer triplex offers flexibility and income potential with projected annual gross rents of $27,600. Investors can take advantage of 3 generously sized apartments each with their own storage room and individually metered utilities. And owner-occupants have an especially appealing option with a 2nd-floor apartment that is available for immediate occupancy so you can just move in and let the cash flowing rental income offset your mortgage and monthly expenses while you build equity in a property of your own. Location adds even more appeal: downtown Albany is just a quick 10-minute commute, shopping and dining in North Greenbush are approximately 8 minutes away, and the Rensselaer Amtrak station--with service to NYC and beyond--is only about 5 minutes from your door. Don't miss this affordable opportunity to live, invest, or do both! 24 hour notice for showings and schedule is limited. Ask for available times.

1216 1st Street, Rensselaer
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