Schenectady County Homes under $400,000

Schenectady County Homes under $400,000

Welcome to Schenectady County, New York – a hidden gem nestled in the heart of the Capital Region. Known for its rich history, vibrant culture, and stunning natural landscapes, Schenectady offers an inviting atmosphere for families, professionals, and retirees alike.

With its charming neighborhoods and historic architecture, Schenectady is a place where old-world charm meets modern convenience. The county boasts an array of parks, recreational facilities, and cultural attractions, including the renowned Proctors Theatre, which hosts a variety of performances and events throughout the year. The Schenectady Museum & Suits-Bueche Planetarium is another local treasure, offering insights into the area’s fascinating history and the wonders of the universe.

For homebuyers seeking affordability without sacrificing quality, Schenectady County is a fantastic option. With numerous homes available under $400,000, there’s something for everyone, from cozy bungalows to spacious family homes. The local real estate market is diverse, offering properties in well-established neighborhoods as well as newer developments.

Imagine settling into a charming home where you can enjoy the beauty of the nearby Mohawk River or take leisurely strolls through historic districts filled with unique shops and delightful eateries. Schenectady County is not just a place to live; it’s a community where you can build lasting memories.

Whether you're a first-time homebuyer or looking to downsize, Schenectady County’s affordable housing options make it an ideal choice for your next chapter. Explore the possibilities and discover why so many are proud to call Schenectady home!

Newest Schenectady County Homes under $400,000

91 Snowden Avenue, Schenectady
$269,900
4 Beds ⋅ 2 Baths ⋅ 202627502 MLS
Welcome to 91 Snowden Ave, a block away from Central Park in Schenectady. The home has been freshly updated. Some updates include fresh paint on the exterior and interior, A brand new full bath on the first floor, hardwood floors freshly sanded. This home features a beautiful wood burning fireplace in the living room, 4 large bedrooms with a full bath on each floor, A small den/office space on the first floor, 2 porches and a spacious walk up attic for additional storage.

91 Snowden Avenue, Schenectady
297 Melrose Street, Schenectady
$299,900
3 Beds ⋅ 2 Baths ⋅ 202627480 MLS
Welcome to 297 Melrose St., a charming Rotterdam Ranch proudly owned and loved by the same family for over seven decades. Offering 1,745 sq. ft. of living space, this home features 3 bedrooms, 2 full baths, and fantastic layout flexibility-including a converted garage space with excellent in-law suite potential. Enjoy the comfort of central air, the convenience of a spacious 2-car garage for ample parking and a full basement perfect for storage. Tucked onto a quiet corner lot within the Schalmont School District (near Jefferson Elementary), the property includes a fenced backyard ready to become your private outdoor retreat. The location offers an abundance of local amenities and adventure. You are less than a 5-minute drive from the Altamont Avenue, Hamburg Street, and Curry Road corridors for immediate access to major grocery stores, pharmacies, dining, and everyday errands. For outdoor enthusiasts, the peaceful walking paths of the Great Flats Nature Trail are just down the road, while the stunning waterfalls at the Plotter Kill Preserve are a short drive away. Commuting is a breeze with quick access to I-890, I-90, and Route 7, placing downtown Schenectady and the greater Capital District right at your fingertips. Bring your vision and start the next chapter in this wonderful neighborhood!

297 Melrose Street, Schenectady
8 Knickerbocker Road, Scotia
$289,000
4 Beds ⋅ 2 Baths ⋅ 202627393 MLS
OPEN HOUSE Saturday, October 3 from 12pm-2pm!! Welcome to 8 Knickerbocker Road! This move-in ready home offers a comfortable blend of indoor and outdoor living in the Village of Scotia. Gather in the inviting living room, enjoy meals in the updated kitchen, or unwind on the private screened-in porch overlooking the fenced yard. The hot tub is included, giving you another place to relax at the end of the day. With two full baths, one on each floor, the layout offers everyday convenience. The home has seen many improvements over the years, including a new roof, furnace and chimney liner, replacement windows, exterior painting, and a brand-new washer. Located in the Scotia-Glenville School District, it offers convenient access to local shops, dining, parks, and major highways. Come see all that this home has to offer! Showings start at the open house Saturday!

8 Knickerbocker Road, Scotia
486 Saratoga Road, Glenville
$229,900
3 Beds ⋅ 2 Baths ⋅ 202627391 MLS
Ranch-style, side-by-side duplex located in the desirable Burnt Hills-Ballston Lake School District! Featuring a 1-bedroom, 1-bath unit and a 2-bedroom, 1-bath unit, and separate utilities. Kitchens and bathrooms have been updated in recent years, and the roof and furnace are less than 10 years old. A large driveway provides plenty of off-street parking, along with a nice-sized yard. Ideal for a first-time homebuyer looking to house hack and offset their mortgage, or a seasoned investor looking to add to their portfolio. Both units could use some cosmetic updating to be rent-ready, offering a great opportunity to add value. Property is being sold as-is. Any inspections are for the buyer's informational purposes only. Seller will make no repairs or provide any credits or concessions as a result of inspections.

486 Saratoga Road, Glenville
1632 Hawthorne Street, Schenectady
$225,000
3 Beds ⋅ 1 Baths ⋅ 202627359 MLS
Welcome to 1632 Hawthorne Street, a charming 3-bedroom, 1-bath bungalow located in Schenectady's Mont Pleasant neighborhood. This well-maintained home offers comfortable one-level living with approximately 928 square feet of living space, featuring hardwood floors, an eat-in kitchen with convenient pantry storage, and a full basement providing plenty of additional storage space.

1632 Hawthorne Street, Schenectady
1920 Hexam Road, Niskayuna
$379,900
3 Beds ⋅ 2 Baths ⋅ 202627347 MLS
Soaring vaulted ceilings and beautiful natural light create an immediate sense of openness in this charming Cape Cod, ideally situated in a fabulous Niskayuna location. The inviting living area feels bright and airy, offering a wonderful space to gather and entertain. One of the home's most special features is the gorgeous screened porch, seamlessly extending the living space outdoors and overlooking the beautiful backyard--a perfect setting for morning coffee, summer dinners or relaxed evenings with friends. The thoughtfully designed floor plan offers 3-4 bedrooms and 2 full baths, with flexibility for a home office, guest room or additional living space. A finished lower level adds another dimension to the home, providing plenty of room for a family room, recreation space, home gym or whatever best suits your lifestyle. Outside, the spacious yard offers room to entertain, garden or simply enjoy the outdoors. Filled with warmth, character and unexpected space, 1920 Hexam Road combines classic Cape Cod charm with the comfortable, easy living today's buyers are looking for--all in a location that's hard to beat.

1920 Hexam Road, Niskayuna
2952 Gibson Street, Schenectady
$240,000
3 Beds ⋅ 2 Baths ⋅ 202627344 MLS
One Homeowner! Move-In Ready Brick Ranch with Major Updates Welcome to this well-maintained three-bedroom, two-full-bath brick ranch with a full basement, partially finished. This home offers several important recent updates, including a 2026 roof, hot water heater, furnace, updated electrical, along with newly sealed driveway. Enjoy the warmer months in the screened-in garage area, creating a comfortable outdoor space for relaxing or entertaining. This home is located on a low-traffic dead-end street while still being conveniently situated near I-890, the Crosstown, State Street, and the Thruway. Home could use a fresh coat of paint, offering an opportunity to add your own personal touches, make it your own. Excluded, flower planter at front steps.

2952 Gibson Street, Schenectady
73 Saratoga Road APT 13, Glenville
$254,800
2 Beds ⋅ 2 Baths ⋅ 202627315 MLS
Welcome to Dover Place, a maintenance-free condominium community conveniently located near local shopping, dining, and everyday conveniences. This is one of the best-priced condo opportunities in the Capital Region, especially considering it includes a detached garage and is move in ready. This energy-efficient, middle-unit RANCH-style condo features an open and inviting floor plan with LVP flooring, radiant heat, recessed lighting, and elegant crown molding throughout. The beautiful kitchen offers stainless steel appliances, Corian countertops, and a large breakfast bar overlooking the main living area. Two generously sized bedrooms, two full baths, and plenty of closet space provide comfortable and convenient one-floor living. The bathrooms feature ceramic tile, with a spacious walk-in shower and glass door adding to the home's stylish and functional design. If you are looking for affordable, low-maintenance living in a convenient location, this Dover Place condo is an excellent opportunity and can be yours totally turn key.

73 Saratoga Road APT 13, Glenville
42 Heritage Parkway, Glenville
$339,900
4 Beds ⋅ 3 Baths ⋅ 202627283 MLS
Glenville Four Bedroom in the Scotia Glenville School District on a Quiet Street in the Desirable Glen Oaks Neighborhood. Approximately 2,041 Sq Ft. Two Full and One Half Bath. First Floor Dining Room, Eat-In Kitchen, Living Room, Family Room w/ Wood Fireplace, Laundry Area w/ Washer & Dryer. Enclosed Rear Porch off of Kitchen. Second Floor Has Four Large Bedrooms. Hardwood Floors Look To Be In Good Condition. Full Basement w/ Walk Out Door, 150 Amp Circuit Breaker Electric, Natural Gas Forced Hot Air Heat & Hot Water. Central Air Conditioning. Large Two Car Attached Garage. Public Water & Septic. Estate.

42 Heritage Parkway, Glenville
365 Kenmore Avenue, Rotterdam
$275,000
3 Beds ⋅ 2 Baths ⋅ 202627273 MLS
Renovated & meticulously cared for, this charming home offers an exceptional blend of character, thoughtful updates, freshly painted interiors & versatile living space in a lovely established neighborhood. The showstopper is the newer oversized detached steel garage, built just a few years ago with 14-ft peak ceilings, blown-in insulation & a wood stove. It's so much more than a place to park--it's an incredible year-round space for vehicles, toys, storage, a workshop, hobbies or gathering to watch the game. Bonus covered wood storage & two full paved driveways add even more convenience & make this property perfect for those Sunday Fundays! Inside, the inviting main level features wide-plank flooring, a pellet stove, updated kitchen with oak cabinetry & stylish graphite appliances, plus two first-floor bedrooms--one with beautiful exposed beam and bead board ceiling & its own private access. Upstairs, discover a private bedroom suite with brand-new carpet, its own half bath with room to add a shower, & more flexible space for an office or even an additional bed. Use it as a primary suite, guest retreat or a separate space for the little ones. A full, dry basement offers plenty of storage & utility space along with the washer & dryer. Two enclosed porches extend the living space & add seasonal charm--a cozy front brick sunroom & a rear pine-lined mudroom. Outside, the large fully fenced yard is a true highlight, featuring gardens, a small greenhouse, shed, patio & stamped-concrete entertaining area. With exceptional indoor & outdoor space, extensive rehab & a garage that truly sets it apart, this unique property is ready for making memories--just in time for Turkey Bowl!

365 Kenmore Avenue, Rotterdam
705 Cambridge Manor Drive, Scotia
$189,900
2 Beds ⋅ 1 Baths ⋅ 202627267 MLS
*Open House Sunday, 10/4, from 1 - 2:30* Enjoy easy, maintenance-free living in this inviting 2-bedroom, 1-bath first-floor condo. The spacious living and dining area offers plenty of room to relax or entertain, while in-unit laundry adds everyday convenience. Patio to enjoy your morning coffee or unwind at the end of the day. The primary bedroom features a generous walk-in closet for added storage. With the HOA handling snow removal, lawn care, and exterior maintenance, you can spend less time on upkeep and more time enjoying your home. This property presents a great opportunity to add your own style and make it your own.

705 Cambridge Manor Drive, Scotia
1013 Inner Drive, Rotterdam
$289,000
4 Beds ⋅ 2 Baths ⋅ 202627249 MLS
Furnace is oil- fired with an underground oil tank that has passed all inspections.

1013 Inner Drive, Rotterdam
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