Schoharie County Homes under $400,000

Welcome to Schoharie County, New York—a hidden gem nestled in the heart of the Empire State. Known for its stunning landscapes, rich history, and vibrant community, Schoharie offers a tranquil escape from the hustle and bustle of city life. With rolling hills, lush valleys, and picturesque waterways, this county is perfect for nature lovers and outdoor enthusiasts alike. Whether you enjoy hiking, fishing, or simply taking in the breathtaking views, Schoharie has something for everyone.

One of the most appealing aspects of Schoharie County is its affordable housing market. With homes available for under $400,000, you can find a charming abode that suits your lifestyle without breaking the bank. From quaint cottages to spacious family homes, the options are diverse and inviting. Many properties boast unique architectural features and historical significance, reflecting the rich heritage of the region.

Living in Schoharie means being part of a close-knit community where neighbors become friends. The county is home to a variety of local shops, farmers' markets, and delightful eateries that showcase the flavors of upstate New York. Additionally, residents enjoy access to excellent schools and recreational facilities, making it an ideal place for families.

If you’re looking for a peaceful retreat with the charm of small-town living and the convenience of modern amenities, Schoharie County is the perfect place to call home. Explore the possibilities today and discover the beauty of affordable living in this enchanting corner of New York!

Newest Schoharie County Homes under $400,000

$259,000

6 Beds ⋅ 4 Baths ⋅ 202627501 MLS

A lovely duplex, photos of other apartment will be added soon. Top quality home, nice village location. Many updates, cherry wood cabinets, granite counter tops, new flooring, tile bath with jet tub and shower. Charming trex front porch, rear deck, nicely landscaped, two car garage

108 Fair Street, Schoharie

$259,900

3 Beds ⋅ 3 Baths ⋅ 202627464 MLS

Move in ready home on 2.2 acres in the charming town of Argusville. Built in 2008, this home features vaulted ceilings, open concept living/dining room with a screened in porch off the main living space overlooking the private backyard. First-floor primary bedroom with full en-suite, convenient first floor laundry and walk out finished basement are just some of the features of this home. This home has low utility bills and is energy efficient with modern upgrades including tankless on demand hot water heater and under sink R/O system. Spacious two car garage and shed for all your storage needs. Explore the creek at the back of the property or grow your own food in the new garden area. Large yard with plenty of space for all outdoor activities. Convenient location, just a short drive to the Village of Sharon Springs or the town of Cobleskill, 30 mins to Cooperstown or Otsego Lake and less than an hour to the Capital Region. Come see all this home has to offer!

138 Church Street, Carlisle

$355,000

3 Beds ⋅ 1 Baths ⋅ 202627394 MLS

MOUNTAIN CHALET ON 5.01 ACRES IN HIGH PINE MEADOWS just outside of Middleburgh! Nestled among the mountains yet conveniently located to the village of Middleburgh, this charming 3-bedroom chalet offers privacy, beautiful mountain surroundings, and plenty of room to make it your own. The bright and open main level features a comfortable living room with propane stove, dining area, and kitchen. Two sliding glass doors open onto the wrap-around deck, bringing in natural light and offering beautiful mountain views. The main level also includes two bedrooms, a full bath, and a convenient laundry closet. Upstairs, the spacious loft provides a wonderful private bedroom with plenty of additional room for a home office, reading area, or flexible living space. The full walkout basement offers even more possibilities, with an existing office and laundry area heated by a coal stove. The rest of the unfinished space is ready for you to create additional living, recreation, gym, workshop, or storage space to suit your needs. Step outside onto the wrap-around deck and take in the peaceful mountain setting. Two sheds provide additional storage for tools, outdoor equipment, and recreational gear. Whether you're looking for a full-time residence, weekend retreat, or vacation getaway, this property offers the space and setting to enjoy country living. Located approximately one hour from the Capital District and convenient to the Cooperstown/Oneonta area, this is an excellent opportunity to own a piece of the mountains while remaining within easy reach of everyday amenities. Gilboa-Conesville Schools. Road maintenance agreement for snow plowing is $250 per year.

200 High Pine Meadows Road, Middleburgh

$199,000

1 Beds ⋅ 1 Baths ⋅ 202627309 MLS

Cozy waterfront cottage sitting on 2 private acres. Open floor plan. Home has updated kitchen, walk-in pantry, large one bedroom, full basement, private back deck. 4 sheds - 10x28, 8x8, 8x15, 8x8; pavilion 10x18; boat house 10x24; all in excellent condition. Enjoy sitting by the river and watching wildlife. Easy commute to I88 and Capital District.

892 State Route 30A, Esperance

$349,900

4 Beds ⋅ 2 Baths ⋅ 202627291 MLS

Welcome to your own slice of Upstate New York! Set on 26.10 beautiful acres, this rustic property offers the privacy, peacefulness, and natural beauty you've been searching for. Tucked away near the end of the road, the setting is truly special, with gorgeous views and a big, bold pond that serves as a stunning focal point. The rustic home offers all those warm, earthy feels and is ready for someone with a vision to bring it back to life. Inside, you'll find an open floor plan, four bedrooms, office space, and plenty of room to create a home that reflects your style. A convenient 2-car garage adds to the functionality. Whether you're dreaming of a peaceful country retreat, a full-time homestead, or simply a place where you can spread out and enjoy the great outdoors, this property offers an incredible canvas to make your own. Bring your vision, roll up your sleeves, and unlock the potential of this one-of-a-kind property!

157 Neville Road, Seward

$110,000

3 Beds ⋅ 1 Baths ⋅ 202627236 MLS

Looking for a property you can truly make your own? This fixer-upper sits on 1.7 acres in a private country setting with its own pond and plenty of potential. The property features a spacious 28x28 attached garage, a shed for additional storage, and some existing solar equipment. The home is ready for someone with a vision to come in and make your very own home. Whether you're looking for your next project, a peaceful place in the country, or an opportunity to create something of your own, bring your ideas and see what this property has to offer. Property is being sold as is.

400 Stannard Road, Summit

$159,900

3 Beds ⋅ 2 Baths ⋅ 202627183 MLS

Welcome home to this charming three-bedroom, two-bath double-wide, ideally situated on a one-acre lot in a peaceful country hamlet. Step onto the brand-new deck and take in the mountain views or enjoy the spacious backyard with plenty of room for gardening, outdoor gatherings, pets, and recreation. The property also features a versatile barn offering garage parking, generous storage, and excellent potential for a workshop, hobby space, or a place to store recreational equipment. Newer windows and public utilities add everyday convenience, while the home offers an inviting opportunity to add your own finishing touches and make it truly yours. Enjoy country surroundings, useful outbuilding space, and room to relax--all in one appealing property!

598 Enders Avenue, Schoharie

$379,900

4 Beds ⋅ 2 Baths ⋅ 202627164 MLS

Escape the hustle and embrace the ultimate country lifestyle at this remarkable 23+ acre property, perfectly positioned along a quiet, town-maintained road in the town of Seward. As you pull up, you are instantly greeted by breathtaking, panoramic valley views that set the tone for this extraordinary setting. Featuring a generous 2,597-square-foot home, this 4-bedroom, 2-bath property delivers rare versatility and endless room to roam--whether you are looking for a sprawling hobby farm or a serene country retreat. Inside, the home offers a flexible, spacious, open-floorplan interior equipped with two cozy pellet stoves to keep warm through the cooler months. With a layout that easily adapts to multi-generational living, home offices, or hosting guests, the space works effortlessly for a variety of lifestyle needs. Step outside and discover a landscape built for country living at its finest. The acreage features a picturesque pond and incredible infrastructure ready for animals or projects, highlighted by a classic German-style cattle barn and a pole barn for equipment and storage. You'll also find an orchard boasting apple trees and Asian pears. Modern convenience meets rural tranquility with high-speed internet already available on-site, making it easy to work from home while enjoying your private sanctuary. Don't miss your chance to own a slice of Schoharie County paradise--schedule your showing today! Prime Regional Proximity • Recreation & Area Highlights: Minutes to local village conveniences and Coby Lookout; an easy drive to Mallet Pond State Forest. • Skiing: Approx. 45-55 minutes to Windham Mountain Club and Hunter Mountain Resort. • Capital District & NYC Metro: ~45 minutes to Albany & Albany International Airport (via convenient I-88 access); under 3 hours to the NYC metro area

134 Rigley Road, Seward

$249,900

3 Beds ⋅ 2 Baths ⋅ 202627084 MLS

Welcome to 163 Campus Drive, definitely not your cookie cutter home, this is a home that offers something a little different and that's exactly what makes it so special! With a unique multi-level layout reminiscent of a raised ranch, this home gives you defined spaces, plenty of room, and a flow that just works.The main level welcomes you with a bright, spacious living room featuring large windows that bring in tons of natural light. The kitchen complete with Induction oven and dining area are perfect for everyday living and entertaining, with convenient access to the garage its ideal for coming and going without a fuss.Just three steps up takes you to the bedroom level, where you'll find three bedrooms and a spacious full bathroom. Need even more living space? Head down just four steps from the kitchen and discover a large walk-out family room plus a second full bathroom. This lower level is perfect for movie nights, a playroom, guest space, entertaining, or simply spreading out. Need storage, we have plenty with just 2 steps down into a full dry basement area. Tthen there's the backyard! Step outside to a beautiful patio with pergola, surrounded by plenty of space for gatherings, pets, outdoor games, gardening, or simply enjoying your own backyard retreat. Warm, spacious, quirky, and full of personality this is NOT a cookie-cutter home. It's a home with character and a layout that gives everyone room to live. Located in a great Cobleskill area, you're close to the amenities that make everyday life convenient, including the hospital and doctors, shopping, restaurants, and multiple grocery options. Move-in ready. Great location. Unique layout.This home has alot to offer and at this price, it's true value. Come see why this one just might be the home you've been looking for!

163 Campus Drive, Cobleskill

$299,000

3 Beds ⋅ 2 Baths ⋅ 202626884 MLS

Welcome home to this charming Cape Cod-style home, offering 3 bedrooms and 1.5 baths on .73 acres with beautiful views from the bedrooms, living room, and dining room. This inviting property blends classic character with a long list of thoughtful updates. Inside, you'll find a remodeled kitchen featuring granite countertops, an updated bath, beautifully refinished wood floors, a cozy gas fireplace, and several new windows. A new furnace and HVAC system provide added comfort and peace of mind year-round. Step outside and enjoy the new pool and deck, creating the perfect spot for summer entertaining, relaxing, and taking in the surrounding views. This property also features an attached garage, a smaller barn for additional storage or workspace, and RV power for added convenience. With its classic Cape Cod charm, scenic setting, updated interior, and great outdoor amenities, this move-in-ready home has so much to offer!

223 Grovenors Corners Road, Cobleskill

$299,900

3 Beds ⋅ 3 Baths ⋅ 202626701 MLS

A rare opportunity to own a turnkey, fully equipped repair shop paired with a solid home--perfect for a professional mechanic, automotive enthusiast, or anyone seeking a home-and-business combination. Beautiful country setting in the Town of Carlisle with a 1512 sq ft home on a level 0.80 acre lot, complemented by an exceptional commercial-grade garage and repair facility. The owner operates a NYS DMV-certified Motor Vehicle Repair Shop, and the property includes a brand-new 35' x 45' garage built in 2026 with 14' interior ceilings, 12' overhead doors, two new vehicle lifts, and a bathroom. A Lanaire Waste Oil Furnace provides efficient, high-output heat for year-round shop operation. The residence offers comfortable single-level living with 3 bedrooms and 2 bathrooms, and multiple covered porches. The lot is open, usable, and ideal for equipment, vehicles, or continued business use. Located minutes from Cobleskill and within the Cobleskill-Richmondville School District, this property delivers convenience with a quiet rural feel.

571 Little York Road, Carlisle

$279,000

3 Beds ⋅ 2 Baths ⋅ 202626580 MLS

Move right in and enjoy over 2,200 square feet of comfortable living space in this well-maintained Colonial located in one of Cobleskill's most convenient neighborhoods. This attractive home offers 3 bedrooms, 2 full baths, an updated kitchen with stone countertops, a formal dining room, spacious family room, and a second-floor den that is perfect for a home office, hobby room, playroom, or quiet retreat. Outdoor living is equally appealing with a welcoming covered front porch, rear deck for entertaining, and a landscaped lot that is easy to maintain. The oversized attached garage provides ample room for vehicles, storage, projects, or workshop space and includes an additional bonus room for added flexibility. Ideally located near the hospital, schools, shopping, restaurants, and village amenities, this property also enjoys a neighborhood setting well-suited for walking and biking. With 2,214 square feet of living area, public utilities, motivated sellers, and a price that is difficult to duplicate in today's market, this home represents an outstanding value. Schedule your private showing today

202 Grandview Drive, Cobleskill

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Schoharie County Homes under $400,000

Newest Schoharie County Homes under $400,000

Kellie Kieley Realty, LLC

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